TermPlus helps everyday Australians confidently put their savings to work. Our online term accounts offer better target rates for monthly income payments, which can be paid to your bank account, or reinvested.
TermPlus accounts also have three distinct layers of protection, underpinned by a ‘Support Account’ investment from the company itself, ensuring stability of capital, reliability of income, and customer confidence.
TermPlus is not a bank. TermPlus provides access to global private credit via a highly diversified, multi-manager, multi-strategy, global private credit portfolio of funds managed by highly rated private credit fund managers (‘Underlying Managers’) which, in turn, invest in loans, primarily to corporate borrowers (the ‘Underlying Assets’).
The portfolio of Underlying Assets ('Portfolio’) is the foundation through which TermPlus offers Term Accounts to Account Holders.
Term Accounts benefit from added account features which aim to deliver a significant level of confidence in our offering.