--- title: Do you offer loans or credit assistance? description: No. TermPlus is not a bank or credit provider. When you submit an application with us you are agreeing to investing your chosen amount for your chosen term length. TermPlus provides access to global p --- [Skip to content](https://support.termplus.com.au/do-you-offer-loans-or-credit-assistance#main-content) English Show submenu for translations [![](https://support.termplus.com.au/hubfs/Termplus-Logo-v2-Full-Color-RGB.svg)](https://termplus.com.au/) - [Target Rates](https://termplus.com.au/#rates) - [How It Works](https://termplus.com.au/how-it-works/) - [About](https://termplus.com.au/about/) - [FAQs](https://termplus.com.au/faqs/) - [Reviews](https://termplus.com.au/reviews/) - [Contact](https://termplus.com.au/contact/) Open main navigation Close main navigation - [Target Rates](https://termplus.com.au/#rates) - [How It Works](https://termplus.com.au/how-it-works/) - [About](https://termplus.com.au/about/) - [FAQs](https://termplus.com.au/faqs/) - [Reviews](https://termplus.com.au/reviews/) - [Contact](https://termplus.com.au/contact/) - English Show submenu for translations - [termplus.com.au](https://termplus.com.au/) [termplus.com.au](https://termplus.com.au/) Got a question? We’ve got answers. - There are no suggestions because the search field is empty. 1. [TermPlus Customer Knowledge Base](https://support.termplus.com.au/?hsLang=en) 2. [General](https://support.termplus.com.au/general?hsLang=en) # Do you offer loans or credit assistance? No. TermPlus is not a bank or credit provider. When you submit an application with us you are agreeing to investing your chosen amount for your chosen term length. TermPlus provides access to global private credit via a highly diversified, multi-manager, multi-strategy, global private credit portfolio of funds managed by highly rated private credit fund managers (‘Underlying Managers’) which, in turn, invest in loans, primarily to corporate borrowers (the ‘Underlying Assets’). For more information please refer to [*What is TermPlus?*](https://support.termplus.com.au/what-is-termplus?hsLang=en) and the [PDS](https://termplus.com.au/pds/). - [Getting started](https://support.termplus.com.au/getting-started?hsLang=en#main-content) - [Accounts](https://support.termplus.com.au/getting-started?hsLang=en#accounts) - [Troubleshooting](https://support.termplus.com.au/troubleshooting?hsLang=en#main-content) - [Account](https://support.termplus.com.au/troubleshooting?hsLang=en#account) - [General](https://support.termplus.com.au/general?hsLang=en#main-content) - [Account Management](https://support.termplus.com.au/general?hsLang=en#account-management) - [Tax](https://support.termplus.com.au/general?hsLang=en#tax) - [Funds/Payments](https://support.termplus.com.au/general?hsLang=en#funds-payments) - [Complaints and Feedback](https://support.termplus.com.au/general?hsLang=en#complaints-and-feedback) - [Rates/Fees](https://support.termplus.com.au/general?hsLang=en#rates-fees) - [News](https://termplus.com.au/news/) - [Adviser Portal](https://termplus.com.au/adviser/) - [Income Calculator](https://termplus.com.au/income-calculator/) - [Layers of Protection](https://termplus.com.au/is-termplus-safe-and-reliable/) - [Contact](https://termplus.com.au/contact/) [![Chill listening crop-3](https://support.termplus.com.au/hubfs/Termplus-Logo-v2-Full-Color-RGB.svg "Chill listening crop-3")](https://termplus.com.au/) Powered by [Pengana Capital Group](https://pengana.com/) © Copyright 2026 TermPlus [1300 883 881](tel:1300883881) [support@termplus.com.au](mailto:support@termplus.com.au)